Good potential but very limited pay at the beginning.
Pros
It is truly your own business. You are responsible for making money and finding clients to grow your business. You schedule appointments with family and friends and the day is very flexible if you want time off you just don't scheduled an appointment.
Cons
First of all understand that there is a very low retention rate within the industry and know that there is a reason for that. When you start at PRU you start with an unpaid training program that coutld last up to 26 weeks. They tell you that its up to you how long it lasts but count on at least 18 weeks without a paycheck. Then you go full commission with some help along the way. As long as you hit certain sales levels you will get bonuses early on to help. These are pretty easy to get. However your last bonus will come in week 16 after that you are on your own. They tell you numbers like the average associate earns 35k first year and 50-60k in year two. That's just not true at all. There is no one that earns that amount or even close to it especially if you take away all the business expenses which for me amounted to about 4k in my first year. The other con at least for me was that whether you want to be or not you will be the life insurance guy. It's very tough to do investments when you work for an insurance company.
