Extremely low pay; if promoted, very little money offered for that promotion; Current management and "old Commerce approach" of taking money away by not offering the top raise if employee earns it, they actually take money away with comments of "no ones perfect to earn top raise"; They hire outside help and bring in at the middle of pay grade which is not fair, as employees with 10+ years with MAPFRE are not even making close to that; they are better off quitting and re-applying to get to the mid grade level (thanks to old Commerce thinking) Unfortunately, there are still old Commerce employees who refuse to change to the new way of doing things, which in turn, creates a negative environment, this includes people in "management positions, including AVP's and VP's; they are stuck in old mentality with no foresight for growth or forward thinking. Pay your good loyal employees and stop the "no ones perfect" mentality; it is like its coming out the VP's own pocket; That is the reason why everyone is leaving an otherwise great company. Also, the longer you are with company, the smaller the bracket for getting a raise; remove this antiquated system and give good loyal employees what they deserve and work for everyday; You are penalizing long term employees with 15+ years by giving them low raises, totally not fair and not a good business practice; this is what makes long term employees "fall behind" on salary scale and why you are hiring people off the street at mid salary range making more money than a loyal dedicated employee with 15+ years of service. Is that the right approach and in your own motto of "people taking care of people"?? I don't think so