- Everyone for themselves operating model
- Functional groups work in silo of one another and are focused on achieving their own objectives
- Senior Leadership is terrible, not focused on talent retention, development and promotion
- Senior Leadership sleep walking in their own world focused only cuts and not on generating revenue which was clearly shown on Q4 2016 financials
- under the CEO's lack of vision and leadership, company at risk of losing their 100 year old brand and standing within the marketplace
- Dominoes are beginning to fall with the recent departure of the company's CIO
- Lack strategic vision and alignment to industry standards, practices and processes
- Much like the predecessors during the 2009 financial crisis, will eventually have to sell the most profitable pieces of the company
- False advertisement of innovation, highly dependent on clunky data warehouses, leveraging infrastructure/systems/applications which may have security and compliance risks
- Money spent on the wrong things (i.e. non stop shuffling of groups to different buildings/floors, technology hardware with no checks and balances, marketing efforts which doesn't help the brand and etc.)
