Pros
Medical retiree insurance, old fashion pension plan. Flexible schedule.
Cons
No salary, some hiring managers tell candidates that the first year bonus structure is "like a salary". Of course these unsuspecting and inexperienced kids that they hire end up in debt. A car is needed even in a major metro area like NYC. It is still an insurance company and they like to sell insurance products mostly. They hire inexperienced people, make them pay for their licensing materials and blue sky fees, they do reimburse when they pass, however if they fail an exam they charge them to open the window with FINRA. The kids they hire hardly get training, they are sent to endless meetings where people talk at them, of course with no experience no of this makes any sense. They need to be mentored not talked at endlessly. This is not a job for someone who does not have a huge family to sell to in the first year. The "unaligned" clients they pass out are picked through and out of money to buy more insurance. This is a statutory W2 job they treat the field force like step children. Benefits are super expensive. Steer clear.