They start you with a base salary and one month in after your training they start cutting your salary by about 20% every three months. It gets to a point that if you don't make commision you are out of sight. It is a very expensive product to sell. Look around you and analyze the people you have contact with. If they are financially stable with great credit score, you may have a chance to succeed in this business. Honestly if you are young out of college assuming you can sell to your freinds you are making a big mistake. Their products are designed for older people that own homes and few cars. Even then they are not that competetive . Also you have to compete with rates generated through Liberty Website. One more thing, there is too much focus on lead reps. They get fed left and right and you being new have to go dig for a lead. You have to think of Liberty as a expensive luxury product with a pretty face. Study your market very carefully before you get in. Thanks for reading my experience