Technology is terrible which was not initially viewed as a difficult barrier to overcome, however a minimum level of system functionality and reliability is required to be productive. Job specific training leaves alot to be desired. FAR too many initiatives to manage and implement properly. The void between the policies, procedures, products, and services offered by the three primary lines of business (retail, commercial, and wealth management) is appalling since the bank considers itself a relationship bank... read this comment as the right hand doesn't even know the left hand exists. No community banking model (all holes at BBVA Compass are round which leaves lots of perfectly good square pegs laying around without a home).
And now for a strictly personal issue that I was never able to overcome: I came up through the retail side of banking, having done literally every job in a branch from working the teller line to managing a branch to covering a region as a business banker. Upon my most recent transition to commercial banking I was very disappointed to learn how most of the commercial bank views its retail brethren. If I heard the comment "retail idiot" once I heard it a hundred times and it became harder and harder for me to resist the urge to comment to the contrary.
