3.0
Aug 3, 2012
Recommend
CEO approval
Business Outlook
Pros
They have actual benefits; like pension, health insurance, dental etc! They have an excellent cutting edge product- Critical and Chronic health accelerated benefit riders at no charge. You are a W-2 employee; they part of your SS tax and withhold Fed and State.
Cons
Front office is the focus of the company's energy, NOT the agents. They do every stupid thing they can to slow you down. They make you get signatures for and and every little thing. The underwriting is sometimes loose and sometimes so stupidly uptight as to make you insane. The pay per issued app is very low.