Credit Manager Interview Questions

910 credit manager interview questions shared by candidates

Interview Questions Q1. What is CTC before company and now how much your are expecting View answer (1) Q2. Many banking related questions like difference between cc and od account, difference between secured and unsecured loan, why do banks prefer unsecured loans when they can get security against a given loan, etc. Add Answer Q3. 1-tell me about ur self 2-resume based questions 3-what is cibil,cibil score 4-what is working capital 5-how to assess credit worthiness of borrower. 6-financial leverage ratios 7-debt equity ratio 8-what is npa and types of NPA 9-repo rate ,reverse repo,CRR,SLR 10-what is kyc 11-what is our role as a credit manager 12-interest coverage ratio,debt coverage ratio. 13-difference between OD and CC 14-tax audit in breif and how many clauses is their ,sec 44AD 15-share price of icici. Letter of credit. Negative working capital good or bad. Bank rate meaning Loan process. All ratio. Different between intetnal rating and external rating. Different between cibil and crisil rating. View answer (1) Q4. What are different types of credit that bank offers ? View answer (1) Q5. What are the most important ratios to analyse the balance sheet and profit loss statement of borrower? View answer (21) Q6. what are the Loans and advances What is the current ratio and other financial ratios View answer (1) Q7. What is Ideal debt equity ratio? What is Credit Appraisal? View answer (1) Q8. What are the key skills of credit manager? View answer (10) Q9. They also ask about different financial ratios, what is the job a credit manager performs and such other questions Add Answer Q10. What is underwriting? Difference between manual and desktop underwriting (related to my past experience)
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Credit Manager

Interviewed at HDFC Bank

3.4
Feb 26, 2024

Interview Questions Q1. What is CTC before company and now how much your are expecting View answer (1) Q2. Many banking related questions like difference between cc and od account, difference between secured and unsecured loan, why do banks prefer unsecured loans when they can get security against a given loan, etc. Add Answer Q3. 1-tell me about ur self 2-resume based questions 3-what is cibil,cibil score 4-what is working capital 5-how to assess credit worthiness of borrower. 6-financial leverage ratios 7-debt equity ratio 8-what is npa and types of NPA 9-repo rate ,reverse repo,CRR,SLR 10-what is kyc 11-what is our role as a credit manager 12-interest coverage ratio,debt coverage ratio. 13-difference between OD and CC 14-tax audit in breif and how many clauses is their ,sec 44AD 15-share price of icici. Letter of credit. Negative working capital good or bad. Bank rate meaning Loan process. All ratio. Different between intetnal rating and external rating. Different between cibil and crisil rating. View answer (1) Q4. What are different types of credit that bank offers ? View answer (1) Q5. What are the most important ratios to analyse the balance sheet and profit loss statement of borrower? View answer (21) Q6. what are the Loans and advances What is the current ratio and other financial ratios View answer (1) Q7. What is Ideal debt equity ratio? What is Credit Appraisal? View answer (1) Q8. What are the key skills of credit manager? View answer (10) Q9. They also ask about different financial ratios, what is the job a credit manager performs and such other questions Add Answer Q10. What is underwriting? Difference between manual and desktop underwriting (related to my past experience)

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